General liability insurance is coverage that is designed to protect a business for a loss arising out of a negligent non-professional act.
Bodily injury and property damage, personal and advertising injury, and medical payments are the three areas that make up a general liability policy.
Bodily Injury and property damage provides legal liability coverage in the event a loss occurs involving property or injury of persons not affiliated with the business due to a negligent act.
Personal and advertising injury protects against offenses such as libel, slander, fasle arrest, copyrite infringment and advertising infringment.
Medical payments is coverage for injuries sustained by the general public on your premises or when exposed to business operations.
Bonds are written to indemnify a third party for default on behalf of the principal. For example, employee dishonesty bonds are written to indemnify the owner on behalf of a dishonest employee.
Court, license & permit, contract, and surety are some of the typical bonds on the market.